Budget Revolution
You need more than just another budget. You need a revolution.
The beta is invite-only. Use the invite key from your email to sign up.
Understand your budget in a single glance
The dashboard: Current Excess, Income and Assets, Total Expenses, the Excess bar, a three-month Excess projection with status Above Budgeted and prediction confidence of 89 percent, and spending by category, which then opens to show Lifestyle's subcategories.
Excess: what you can spend right now
One month of the Account Summary: income and assets rise beside expenses and the Excess carried in from the month before. The amount by which income and assets top expenses lifts onto Excess as the month's change.
“In a fast-paced world, you need a budget that can keep up.”
Six months of income, assets and expenses with the Excess line, and six months of spending by category, which then opens to show Lifestyle's subcategories.
Only select the categories you need
Get rid of the clutter and build a budget that works for you.
The dashboard's subcategory list opens Lifestyle Expenses, then Grocery, and Grocery's transactions fill the Itemized Transactions card.
Budgets built from your own history
Automatic prediction models take the guesswork out of creating your budget, making it easy to update and maintain.
A spending estimate that adapts as months arrive.
The Auto Generate Budget button updating the budget's estimates from your history, with a summary of what changed.
A Budget Built for Everyone
Track your Excess, not every expense
Recommended savings of 450 dollars a month split across two paychecks, beside a month of Excess drawn across the chart against the three-month average, dipping below typical when a payout is late.
Tag, organize, analyze
Powerful tools help you investigate spending in seconds.
The analysis page picks the month of a one-off $585 transmission repair in Misc. Auto Cost and suppresses the repair so it no longer skews the average. It still counts toward Excess.
Goals and debt, prioritized
Your budget is automatically updated to reflect your goals. One click, and you've started making progress.
On the Goals page, Vacation is moved from Tier 2 to Tier 1. On Debt Repayment, the car loan's Optimal plan is applied and its payoff drops from 42 months to 17.
Start budgeting in minutes
Connect with your bank account to automatically import your transactions. Organize your expenses by selecting the categories that fit your lifestyle.
The setup wizard: a bank is linked and its three accounts appear, then two subcategories the household does not need, Mortgage and Natural Gas, are unticked.
Take control of your finances today
The beta is invite-only. Use the invite key from your email to sign up.
Accounts connect through Plaid. Your numbers stay private.